WE BUY HOUSES

WE SELL HOUSES

RENT-TO-OWN YOUR HOME

We make real estate transItions a breeze!

Our Services - We are Real Estate transaction sPECIALIST

We Meet You Where You Are:

  • WE BUY HOUSES in every condition under all sorts of situations.
  • Is your house vacant or about to be?  Do you need to relocate immediately due to a job transfer or some other reason? 
  • Do you just want to get out from underneath the payments?  We can take over your payments and let you move on with your life.
  • Have you fallen behind on payments?  Are you facing foreclosure?  We can make up your back payments, save your credit from further damage and even eliminate the possibility of the bank or lender getting a deficiency judgment against you.
  • Do have deferred maintenance, municipal liens or back property taxes owed?  We will pay them all when you sell your house to us.
  • Did you inherit a property that you don't need or want?  WE CAN BUY IT FOR CASH quickly if you'll deeply discount it for us and we'll pay all of your closing costs.  

We Sell Houses to Fit Your Needs, For the Right Price, With the Right Terms

WE SELL HOUSES.  Are you looking buy a larger home or to downsize to a smaller home?  We sell properties in all sorts of conditions for all sorts of situations.  We can help you get a luxery home or a fixer-upper.  You tell us what you want and we go get it at the price that is right for you.  We also have a variety of purchase programs available from cash purchases with a discount to installments for as long a term as you need.

Rent-to-Own: Purchase From Us Thru Our Lease Option Program

WE RENT-TO-OWN  We regularly have houses that we come accross that the seller does not want to sell outright but instead wants to sell the home on installments/terms.  This means that you have the opportunity to test drive the home in advance and determine that it is the right home for you; in the right neighborhood.  If you have questions about affordability, credit, legal matters, or income, trust us to help you find you what need fast. We make sure you feel confident and educated every step of the way.  All closings are done with an attorney.

We Rent-to-own

HOW OUR RENT-TO-OWN PROGRAM WORKS

Rent-To-Own Program
You can purchase the home using one of the Down Payment Assistance programs in t

Rent-to-Own Homes: How the Process Works

 If you’re like most home buyers, you’ll need a mortgage to finance the purchase of a new house. To qualify, you must have a good credit score and cash for a down payment. Without these, the traditional route to homeownership may not be an option. 

There is an alternative, however: a rent-to-own agreement, in which you rent a home for a certain amount of time, with the option to buy it before the lease expires. Rent-to-own agreements consist of two parts: a standard lease agreement and an option to buy. 



Down Payment - Option Deposit

You make a option deposit.  In a rent-to-own agreement, you (as the buyer) pay the seller a one-time, usually nonrefundable, upfront fee called the option fee, option money or option consideration. This fee is what gives you the option to buy the house for an agreed upon price up front with a portion of this Option Deposit to be applied as the downpayment on the the home when you close. 

There are no restrictions preventing you from purchasing the property as soon as you can qualify and you can also use our Down Payment Assistance program to apply additional monies each month towards your downpayment which will reduce your overall cost to purchase at closing.  You have the option to close at anytime during you your option period which could be from 12-60 months. 


Close the Deal

By entering into this rent-to-own agreement you will be able to document proof of on-time rental payments for 12-60 months.  You will do this thru Bank Statements, cancelled checks, money orders or automatic ACH drafts.

Your portion of the Lease Option Deposit will be used for the down payment plus any additional amounts you have agreed to pay us above your scheduled lease payment.  Minimal Rent-to Own FICO Scores of 580 or higher will be considered but are not guranteed.  We have programs available to you where you might be able to get your middle credit score raised to 620 or higher within a 12 month period of timely payments.  

To enter the Rent-to-Own program we are ideally looking for individuals with a Debt to Income ratio maximum of 31/43%. and a minimal verifiable household income of at least $50,000 per year.

More About: Rent-to-Own

Check out this great video

Our Affiliate Services

You can buy thru us with our wholesale affiliates

Call me for assistance and with questions about these wholesale properties (904) 524-0563

These are deeply discounted properties that will not to be found on the (MLS) Multiple Listing Service or Realtor.com

Call me for assistance and with questions about these wholesale properties (904) 524-0563

Call me for assistance and with questions about these wholesale properties (904) 524-0563

These are deeply discounted properties that will not to be found on the (MLS) Multiple Listing Service or Realtor.com

Call me for assistance and with questions about these wholesale properties (904) 524-0563

 These are deeply discounted properties that will not to be found on the (MLS) Multiple Listing Service or Realtor.com

Our Team

Manager: James Pirec (JP) Fawthrop

Insert your bio here. Include accomplishments you want visitors to know about.

Do you have a unique situation or need? Are you looking to sell a house or purchase one? I can help you with both. In my 17 years of being a Loan Originator in the greater Jacksonville area I have come across just about situation there is and I have been able help a multitude of individuals with their home selling and buying needs. I have extensive experience with a variety of loan programs including conventional as well as government loans (FHA-VA) for refinance as well for first time homebuyers. I also have alternative programs available for purchases and refinances that your major banks and credit unions do not have. I have loan programs for individuals that have had a bankruptcy or foreclosure or for individuals that have just moved here and gotten a new job? I even have loans for Foreign Nationals the newly self-employed and self employed individuals that can’t document their income. Why our company has programs to match everyone’s needs for both selling and buying including our Rent-to-Own program so please call or email me today and give me the opportunity to earn your business.


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HapsHomeBuyers/HomeSellers

3390 Kori Rd., Ste. 9, Jacksonville, FL 32257

904-574-4080

Hours

Monday - Friday: 9am - 6pm

Saturday: By appointment

Sunday: Closed